Expert Guidance for Concentrated Positions
Concentrated Stock & Low-Basis Positions
Reduce concentration risk without triggering an unnecessary tax burden.
Concentrated & Low-Basis Positions
Unwind or Hedge With a Plan
Managing a large, low-cost-basis stock position requires more than a simple “sell and diversify” recommendation — it demands careful navigation of tax consequences, concentration risk, and personal or emotional ties to the holding.
At Wealthcare of the Lehigh Valley, one of our specialties is helping clients unwind or hedge concentrated positions using strategies such as exchange funds, options overlays, direct indexing, and phased diversification plans — all designed to balance risk reduction with tax efficiency.
Local & National Experience
Employer Stock, Legacy Holdings, and Bull-Market Runs
In recent years, we have seen many outsized positions in low-cost-basis companies such as Apple (AAPL), Nvidia (NVDA), and other tech names. We have also helped many clients with local employers such as Broadcom (AVGO), Air Products (APD), and others.
Whether the position came from decades of employer stock accumulation, a family legacy holding, or a bull-market run, we build a customized plan that protects your wealth without triggering an unnecessary tax burden.
Planning & Investing
Our Process
Wealthcare's patented process is designed to help you reach your life goals, while minimizing unnecessary investment risk or needlessly sacrificing your life now. Our process is dynamic and continual, as is life, and it will guide you through the entirety of your financial life.
Financial Planning
Asset Management
Income Planning
Estate & Legacy Planning
Tax Planning
Risk Management
Corporate Trustee Services
401(k) & Retirement Plan Management
Ready to Begin?
Let's build your plan together.
Schedule a free, no-obligation consultation and see how the Wealthcare process can work for you.